Terms of Service

1. Agreement

These Terms of Service (“Terms”) govern access to and use of [PLACEHOLDER: Trading / brand name — e.g. “Flagswing”] (the “Service”) operated by [PLACEHOLDER: Legal name of the entity operating the marketplace] (“we”, “us”). By using the Service, you agree to these Terms and our Privacy Policy, Refund Policy, and Licensing / Usage Rights.

Effective date: [PLACEHOLDER: Effective date of this document — e.g. 17 April 2026].

Where users must click to accept (for example at registration or checkout), keep a record of the version they accepted. Link to archived versions if you publish them.

2. Eligibility and accounts

You must meet the minimum age and capacity requirements in your jurisdiction. You are responsible for account credentials and for all activity under your account. Add rules for business accounts, seat limits, and admin roles if you offer them.

3. The Service

The Service is an online marketplace for digital assets (e.g. graphics, media, or related content). We may modify features, retire offerings, or suspend access for maintenance, security, or legal reasons.

Clarify whether you host third-party sellers, user uploads, or only a first-party catalog, and how you moderate content.

4. Orders, pricing, and taxes

Prices, currencies, and taxes are displayed at checkout where applicable. [PLACEHOLDER: Tax / VAT ID if you publish one — or remove this sentence] Explain whether prices include or exclude tax, how invoices work, and any B2B reverse-charge rules that apply.

Payments may be processed by Paddle. Your use of payment services is also subject to their terms.

5. Subscriptions and renewals

If you purchase a subscription, it may renew automatically until cancelled in accordance with the renewal terms shown at purchase. Describe renewal cadence, cancellation windows, proration, free trials, and grace periods as implemented in your billing system.

6. License to digital goods

When you lawfully acquire content through the Service, we grant you the usage rights described in our Licensing / Usage Rights page and any license terms presented at download/checkout. If there is a conflict, the asset-specific terms control for that asset.

7. Acceptable use

You agree not to:

• Violate law or third-party rights, including intellectual property and publicity rights.
• Use the Service to distribute malware, spam, or deceptive content.
• Attempt to bypass security, rate limits, paywalls, or licensing controls.
• Scrape or harvest data at scale without permission. Define permitted API use if you offer one.
• Use assets in ways that imply government, military, or organizational endorsement where prohibited.

8. User content

If you upload or submit content, you grant us the license needed to host, display, and distribute it as part of operating the Service. Describe your content license, any moral-rights limitations permitted in your jurisdiction, and your notice-and-takedown flow.

9. Intellectual property notices

We respect intellectual property. Publish the name, address, and email of your designated agent for copyright or similar notices where required, and describe repeat-infringer rules if applicable.

10. Disclaimers

The Service and content are provided “as is” and “as available”. To the fullest extent permitted by law, we disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Consumer laws in your users’ countries may limit certain disclaimers.

11. Limitation of liability

To the fullest extent permitted by law, our aggregate liability arising out of the Service will not exceed the greater of (a) the amounts you paid to us for the Service in the three (3) months before the event giving rise to liability or (b) a reasonable minimum cap stated here after legal review. We are not liable for indirect, incidental, special, consequential, or punitive damages.

Retain carve-outs for liability that cannot be waived under applicable law.

12. Indemnity

You will defend and indemnify us against claims arising from your misuse of the Service, your content, or your violation of these Terms, subject to limitations that apply to consumers in your markets.

13. Suspension and termination

We may suspend or terminate access for breach, risk, or legal requirements. You may close your account as described in help documentation. Explain what happens to licenses for copies lawfully acquired before termination, consistent with your license page.

14. Governing law and disputes

These Terms are governed by the laws of [PLACEHOLDER: Country or region of establishment / primary governing law — customize], without regard to conflict-of-law rules. Add venue, arbitration, or class-action terms only after counsel validates them for each audience you serve.

15. General

These Terms constitute the entire agreement regarding the Service and supersede prior understandings on this subject. If a provision is unenforceable, the remainder remains in effect. Failure to enforce a provision is not a waiver.

16. Contact

[PLACEHOLDER: contact@yourdomain.com]. Registered office for legal service if required: [PLACEHOLDER: Registered office or principal business address — obtain from your records; do not invent].